The Co-operative Bank Platinum Fixed Rate Credit Card

Platinum Fixed Rate credit card - rate fixed for 5 years

With our Platinum Fixed Rate credit card comes the reassurance that the low 9.9% APR typical/variable rate will remain fixed for 5 years and applies to all your purchases and balance transfers*. (After 5 years the rate becomes variable). For such a great fixed rate credit card you might think there’s an annual fee to pay – there isn’t.

Look what you get with this credit card:

• 9.9% APR typical/variable
• Low rate fixed for 5 years
• No annual fee
• Up to 46 days interest free credit if balance paid in full by due date
• Manage your credit card account online with our secure online banking
• 24/7 UK call centre
• Free 90 day Purchase Protection Insurance†
• Emergency cash and card replacement service
• 24 hour medical and legal assistance overseas
• Up to £100,000 free Travel Accident Insurance† when you use your card to pay for tickets
• Exclusive Platinum Travelclub benefits.†
• This credit card is provided by The Co-operative Bank, which is still the only UK high street bank to have a customer-led Ethical Policy

The Co-operative Bank Clear Credit Card

Rendered with sIFR 3
With our Clear credit card everything is simple

Looking for a straightforward, no-nonsense credit card? You’ve found it. Our Clear credit card is perfect if you want to avoid any chance of confusion, because it comes with just the one standard rate that applies for all your card transactions – cash withdrawals, purchases and balance transfers*. What could be clearer?

Look what you get with this credit card:

• 12.9% APR typical/variable
• One rate for all your transactions
• Up to 59 days interest free credit if balance paid in full by due date.
• No charge for UK cash withdrawals or cheques
• Manage your credit card account online with our secure online banking
• 24/7 UK call centre
• Choice between black or white card designs
• Up to £25,000 free Travel Accident Insurance† when you use your card to pay for tickets.
• 24-hour medical and legal assistance overseas
• No annual fee.
• This credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer-led Ethical Policy.

The Co-operative members credit card

Members' credit card

• Discounts off thousands of full brochure-priced holidays from
  The Co-operative Travel
• Cashback on all your credit card

Earn points whenever you spend

With The Co-operative members' credit card you can take advantage of our special 0% introductory rate, fixed for the first 6 months from the date your account is opened on purchases and balance transfers alike*. After that the rate is 15.9% APR typical/variable. On top of that, you’ll earn yourself cashback while you spend and twice a year you’ll receive a share of our Group profits.

Look what you get with this credit card:

• 1p cashback for every £1 you spend in The Co-operative Food stores
• 1p cashback for every £2 you spend anywhere else**
• Up to 59 days interest free credit if balance paid in full by due date
• Manage your credit card account online with our secure online banking
• 24/7 UK call centre
• Balance transfer fee of 3% of transfer value, applicable during promotional rate period only (minimum fee £5)
• No annual fee
• This credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer-led Ethical Policy
• We’ll donate 1.25p to deserving causes for every £100 you spend – at no extra cost to you.

Nationalwide Gold Credit Card

 

• commission free purchases abroad**
• up to 56 days interest-free credit
• free purchase cover for loss, theft or damage to most purchases over £50 
• free 12 month extended warranty on many gas or electrical products 
• peace of mind for all cardholders with Nationwide Fraud Watch
• typical 16.9% APR variable

*On transfers made in the first three months from account opening, 3% balance transfer fee applies (£5.00 minimum).
**We pass on a Visa charge for foreign transactions.

A Gold card is most likely to be suitable if you are aged 25 or over, have an annual income of £25,000 or more, and have an excellent credit history.

If our Gold card isn't right for you, then we may offer you our Classic card.

Natwest Advantage Gold Credit Card

Advantage Gold Credit Card

All the benefits of an Advantage Gold Account for less
Advantage Gold Credit Card

All the benefits of an Advantage Gold Account for less

If you are over 18, earning over £10,000 then linking your credit card to an Advantage Gold Current Account could be for you.

The Advantage Gold Credit Card is currently only available for application in branch or by phone.

How it works

Take out an Advantage Gold Credit Card together with an Advantage Gold Account and you could get all the benefits of your Advantage Gold Account for up to £80 less after a year.

The Advantage Gold Credit Card is linked to an Advantage Gold Account; please speak to a Customer Adviser in branch if you need assistance to open one.

The more you spend on your purchases with your Advantage Gold Credit Card, the more Money Back you could receive. How much you get back after 12 months depends on the average monthly spend on purchases made with your card (see table below) but it could be as much as £80. This offer applies in the first year only.

Please refer to the Advantage Gold Credit Card Terms and Conditions important information about this offer.

Natwest Savings Accelerator Credit Card

Savings Accelerator Credit Card
Boost your savings rate by up to 2%

Boost your savings rate by up to 2%

Over 18? Earn over £10,000? Want to boost your savings by up to 2% Gross? Then our Savings Accelerator Credit Card could be for you. Typical 16.9% APR (variable)

Savings Accelerator is only available for application in branch or by phone.

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What is Savings Accelerator?

Your Savings Accelerator Credit Card is linked to a NatWest First Reserve Savings Account and the more purchases you make on your Savings Accelerator Credit Card, the more you may be able to boost the interest rate you earn on your savings. You will need to open a First Reserve savings account at the same time as you apply for the Savings Accelerator Credit Card.

How can I boost the interest rate I earn on my savings?

Quite simply, all you have to do is use your Savings Accelerator Credit Card to make purchases.

The balance in your Savings Accelerator savings account will earn an interest rate of 0.2% Gross/AER (variable) but you could earn additional bonus interest of up to 2% Gross depending on your Equivalent Monthly Spend. This bonus will be automatically applied in addition to the standard interest rate and such interest will be paid quarterly.

Natwest Black Credit Card

Black Credit Card

How will it transform your life?

Black Credit Card

How will it transform your life?

The most complex plans realised with a simple call. Hectic travel schedules made more human, with executive lounge access and detailed itineraries. And that is only the beginning.

As you might expect, a card with this many benefits is not for everyone. The NatWest Black Card is only available to people over 25 years of age and typically have an income of £75,000 or more. However, we may accept your application if your income is less than this, provided we are satisfied you can repay the minimum £15,000 credit limit, subject to our standard credit assessment.

The benefits of a NatWest Black Card

This is far more than simply a convenient way to pay - even with the minimum £15,000 credit limit.

• Personal assistant - put your plans into action 24 hours a day, with our concierge service
• Airport lounge access - a Priority Pass™ card will transform your journeys
• Travel insurance - annual, worldwide cover with a five star rating from Defaqto, an independent financial research company

Rates and charges of a NatWest Black Card

Typical 51.8% APR (variable). We draw to your attention that the typical APR has been calculated under the Consumer Credit Act regulations which require us to use a £1,500 'notional' credit limit. The £1,500 limit coupled with the £250 fixed annual card fee distorts the advertised APR.

This is illustrated by comparison with the 16.8% APR calculated using the minimum credit limit of £15,000 on NatWest Black Card, as reflected in your card agreement.

Please note that the annual interest rate of 12.420% on your NatWest Black Card remains unchanged. We are not increasing the cost of using your Black Card but are simply complying with regulations.

Natwest Student Credit Card

Student Credit Card

Great savings and a real-world credit limit

Student Credit Card

Great savings and a real-world credit limit

Want bargains? Get savings you can really use. Want to keep a lid on your finances? A maximum credit limit of £500 could help.

We’ve designed a credit card especially for the way you live your life.

Student Credit Card – main benefits

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Discounts – save on brands like HP, Lonely Planet and Firebox.com

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Control your spending – with a £500 maximum credit limit

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Direct Debit – never miss a credit card payment, and avoid late fees

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No annual fee – and a Typical 18.9% APR (variable)

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You’ll also enjoy up to 56 days’ interest free credit on purchases (please see rates and charges for details), plus comprehensive protection against online threats, fraud and identity theft.

Natwest Gold Credit Card

Gold Credit Card
Shrink your balance

Gold Credit Card

Shrink your balance

Want to pay off your balance faster? Our Gold Credit Card is designed to help shrink your balance.

This offer is available exclusively online.

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We could help you to cut your credit card balances down to size.

Gold Credit Card – main benefits

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Balance transfer – switch your balances within three months of opening your account, and pay 8.9% p.a. for the life of the balance transfer

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Shrink your balance – we’ll pay 2%. of your remaining transferred balance into your account, every six months

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Everyday spending – pay 8.9% p.a. on purchases for nine months from account opening

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No balance transfer fee – and no annual fee, with a Typical 16.9% APR (variable)

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…and much more

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You’ll also enjoy up to 56 days’ interest free credit on purchases (please see rates and charges for details), plus comprehensive protection against online threats, fraud and identity theft.

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit

Natwest Classic Credit Card

Classic Credit Card

Looking for a card for your everyday purchases?

With a low rate on purchases for 9 months our Classic Card could give you the flexibility to manage your money.

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We’ve made it easy to use your card for everyday spending – with a low rate to start you off.

Classic Credit Card – main benefits

• Everyday spending – pay 4.9% p.a. on purchases for nine months from opening your account
• No annual fee – and a Typical 16.9% APR (variable)
• Withdraw cash – up to £300 or the foreign currency equivalent, from cash machines the world over. Charges may apply abroad
• ...and much more

You’ll also enjoy up to 56 days’ interest free credit on purchases (please see rates and charges for details), plus comprehensive protection against online threats, fraud and identity theft.

We may end any introductory offer if you do not pay on time and stay within your credit limit

Natwest Platinum Credit Card

Platinum Credit Card

Our best ever 0% balance transfer offer

Transfer your existing balances and pay 0% for 15 months. Plus you could pay 0% on your purchases for 3 months from account opening.

This offer is exclusively available to current customers of NatWest

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Stop paying interest on your balances for the next 15 months – and save on everyday spending too.
Platinum Credit Card – main benefits

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0% on balance transfers for 15 months from account opening – if you switch your balances within three months of opening your account

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0% on purchases – for three months from account opening

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2.9% balance transfer fee - (minimum £5), and a Typical 16.9% APR (variable)

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You’ll also enjoy up to 56 days’ interest free credit on purchases (please see rates and charges for details), plus comprehensive protection against online threats, fraud and identity theft.

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit

Abbey Credit Card

Abbey Zero

All the Zero´s add up...

- 0% foreign exchange fee

- 0% cash advance fee ¹

- No annual fee

- 0% for 3 months on purchases from date of account opening

Another option from Abbey - The Abbey Credit Card gives you 0% for 15 months on balances transfers²

- 0% for 15 months on balance transfers from date of account opening²

- 0% for 3 months on purchases from date of account opening

- No annual fee

- Only  15.9% APR typical (variable)

Alliance Leicester Credit Card

Credit Card

Get 0% for 12 months for any balance transfers you make within the first 90 days from account opening (plus a 3% handling fee), and 0% on card purchases for 3 months² from the date your account is opened. Typical rate 15.9% APR (variable).

Check out the great benefits

• 24-hour access to your account online or via the phone
• Up to 50 days interest free on card purchases³
• Withdraw up to £250 a day from over 1 million ATMs in most countries throughout the world⁴
• Accepted in over 20 million retail outlets in most countries throughout the world 

Alliance Leicester Credit Card

MoneyBack Rewards Credit Card

An exclusive offer for new and existing Premier customers.

A credit card which rewards you with great rates plus points every time you make a purchase. You can apply for the MoneyBack Rewards Credit Card (subject to status) when you take out a Premier, Premier Direct or Premier 50 current account, or if you already hold one of these accounts.

Premier customers – get a more rewarding card

• Earn 1 point for every £1 you spend - plus you could earn 2,000 bonus points when you first use your card¹
• No limit on the number of points you can earn
• Choose how to spend your points - cash, high street vouchers, charity donations, holidays, flights and a great selection of other goods
• 0% for 12 months for any balance transfers you make within the first 90 days from account opening (plus a 3% handling fee)
• 0% on card purchases for 3 months² from the date your account is opened
• Competitive typical rate of 15.9% APR (variable)
• Up to 50 days interest free on card purchases³
• No annual fee
• 24-hour access to your account online or via the phone 

Marriott Rewards Visa Card

Earn Marriott Rewards points every time you make a purchase.

Overview

With the Marriott Rewards Visa card you can enjoy earning Marriott Rewards points every time you make a purchase with the card. You’ll also benefit from the following:

• 10,000 Marriott Rewards points on your first purchase 
• 10 nights credit towards Elite member status each year
• 0% on balance transfers for the first 9 months (3 % fee applies)
• 0% on purchases for the first 6 months
• Typical 15.9% APR (variable) 

To benefit from the 0% rate you must stay within your credit limit and make your payments on time.  Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

ipoints Rewards Card

Earn ipoints every time you make a purchase and exchange them for rewards

Overview

With the ipoints Reward Card you will receive the following benefits: 

• Receive 2500 ipoints on your first purchase
• Earn ipoints every time you spend on your card, redeemable against CD's, gift vouchers and much more
• 0% on balance transfers for the first 9 months (3% fee applies)
• 0% on purchases for the first 6 months 

Typical 15.9% APR (variable)

Please note that in order to collect and redeem ipoints, you need to be a member of the ipoints rewards programme. You will need to register as an ipoints member before applying for this card.

NSPCC Credit Card

The NSPCC Credit Card

Raise money to support your favourite charity

Overview

Making a difference couldn’t be easier with the NSPCC Credit Card.  We will donate to the NSPCC every time you spend on your card, at no extra cost to you.

• We make a £20* donation when you first use your card
• We donate 0.25% of every purchase you make
• 0% on balance transfers for the first 9 months (3% fee applies)
• 0% on purchases for the first 9 months
• Typical 16.9% APR (variable) 

Take a few minutes to apply online (new window) for an instant decision (in most circumstances)

To benefit from the 0% rate you must stay within your credit limit and make your payments on time.  Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

Cancer Research UK Credit Card

The Cancer Research UK Credit Card

Raise money to support your favourite charity

Overview

Making a difference couldn’t be easier with the Cancer Research UK Credit Card.  We will donate to Cancer Research UK every time you spend on your card, at no extra cost to you.

• We make a £20* donation when you first use your card
• We donate 0.25% of every purchase you make
• 0% on balance transfers for the first 9 months (3% fee applies)
• 0% on purchases for the first 9 months
• Typical 16.9% APR (variable) 

Take a few minutes to apply online (new window) for an instant decision (in most circumstances)

To benefit from the 0% rate you must stay within your credit limit and make your payments on time.  Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

Halifax Student Credit Card

The Halifax Student Credit Card

Putting you in control...

Overview

The Halifax Student Credit Card is designed to put you in control of your finances now, as well as to help you start to build your credit history for the future.  We offer the following benefits:

• An adjustable credit limit - we will set your credit limit at £500, but you can decide how much, from £500 down to £100. Let us know how much you want when you activate your card
  
• Free text alerts - to remind you to pay your bill and the minimum payment required
  
• NEW PLASTIC!  As well as being able to choose from our standard range of 5 card colours, there is a new card available just for students... designed by a student.

Typical 17.9% APR  (variable).

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

View our Halifax Student Credit Card  summary box  (new window).

Halifax Easy Rate Credit Card

Know where you are with one rate for balance transfers and purchases

Overview

If you're looking for a Credit Card with a low APR and no balance transfer fee, this could be the card for you.  The Halifax Easy Rate Credit Card offers you our lowest available rate of typical 8.9% APR (variable) on both balance transfers and purchases

• A typical rate of 8.9% APR (variable) on balance transfers and purchases
• No balance transfer fee
• Up to 59 days interest free on purchases if you pay off your balance in full each month
• No annual fee
• Choice of five card colours

Your personal APR for purchases and balance transfers will be either 8.9% APR (variable), 12.9% APR (variable) or 14.9% APR (variable).

Two thirds of our customers are offered our best rate of typical 
8.9% APR (variable)

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

View the Halifax Easy Rate Credit Card summary box (new window).

Halifax Cashback Credit Card

Want cashback on your everyday purchases?

Overview

Wouldn't it be great to be rewarded for the simple things you buy every day, like petrol, bread or milk? Well that's exactly what happens with our Halifax Cashback Credit Card. You can earn 1% cashback on your grocery and fuel purchases, as well as 0.5% on all other purchases. See cashback tab for details. 

And the fantastic thing about the Halifax Cashback Credit Card is you don't have to do anything different. Just carry on with your usual purchases and earn yourself a little something extra every time.

• 1% cashback on groceries and fuel
• 0.5% cashback on other purchases
• A typical rate of 15.9% APR (variable)

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

View the Halifax Cashback Credit Card summary box (new window).

Halifax Plus Credit Card

The Halifax Plus Credit Card

Want a great deal on your balance transfers?

Overview

Switch to the Halifax Plus Credit Card and you could save money with our 0% balance transfer offer. We’ll give you a generous 0% for the first 13 months on balances transferred within the first 90 days (3% balance transfer fee applies). As well as all the savings you could make on your balance transfers, you can also spread the cost of your purchases - with 0% for the first 3 months.

• 0% for 13 months on balances transfers made in the first 90 days.
• 0% for 3 months on purchases.
• A typical 16.9% APR (variable)
• A handling fee of 3% applies for each balance transfer.

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balance transfers from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

View the Halifax Plus Credit Card summary box (new window).

Halifax All in One Credit Card

The Halifax All in One Credit Card

Looking for an offer on balance transfers and purchases?

Overview

If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 9 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies).

• 0% for 9 months on balance transfers made in the first 90 days
• 0% for 9 months on new purchases
• A typical rate of 15.9% APR (variable)
• A handling fee of 3% applies for each balance transfer

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

View the Halifax All in One Credit Card summary box (new window).

Personalise your RBS Credit Card

Other options

You can personalise your RBS Credit Card by adding an image of your choice. So whether you choose that photo of your favourite holiday destination, a design or even your children’s drawings, the way your Credit Card looks is now up to you. If you don’t have a favourite image, why not choose one of ours?

RBS Gold Credit Card

Shrink your balance

Our Gold Credit Card charges a fixed rate on transferred balances, until they are repaid. It could help to shrink your balance.

This offer is available exclusively online.

RBS Royalties Gold Credit Card

A credit card that gives you Royalties Gold benefits for up to £80 less

If you are over 18, earning over £10,000 then linking your credit card to a Royalties Gold Current Account could be for you.

The Royalties Gold Credit Card is only available for application in branch.

RBS Saving Accelerator Credit Card

 

Boost your savings rate by up to 2%
Over 18? Earn over £10,000? Want to boost your savings by up to 2% Gross? Then our Savings Accelerator Credit Card could be for you.

RBS Best ever Credit Card

       

Our best ever 0% balance transfer offer

Enjoy 0% interest for 15 months on your balance transfers. And pay 0% on purchases for 3 months from account opening.

This offer is exclusively available to current customers of RBS

Don’t pay interest on your balance transfers for the next 15 months – and pay no interest on everyday spending for three months too.

Platinum Credit Card – main benefits

• 0% balance transfers for 15 months - when you transfer your balances within three months of account opening
• 0% interest on purchases – for three months from account opening
• 2.9% Balance transfer fee – (minimum £5), and a Typical 16.9% APR (variable)
• ...and much more

Interest free credit
You’ll get up to 56 days’ interest free credit on purchases (see rates and fees for details), comprehensive cover against online fraud and identity theft.

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit

RBS Blank & Private Credit Card

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.

Designed for students

The perfect companion to your student current account helps you take control of your finances.

Typical 18.9% APR (variable)

Find out more Rates & fees

RBS Credit cards

Our best ever 0% balance transfer offer 

Pay 0% interest on your balance transfers for 15 months (2.9% fee - min £5) and 0% on purchases for 3 months.

Exclusively available to current RBS customers

Typical 16.9% APR (variable)

Find out more Rates & fees

Apply online

Lloyds TSB Airmiles Duo Credit Cards

The only bank to offer you Airmiles

 
Winner of the best new credit card product 2008, The Card Awards.

Our Lloyds TSB Airmiles Duo Credit Card account is unique as it offers you Airmiles on your purchases and balance transfers*, a typical 15.9% APR variable, and a six month balance transfer offer (3% fee applies)**. Minimum spend of £100 in the first 3 months applies.

Use your Airmiles Duo Credit Cards to pay for your everyday purchases or to splash out on those special one offs and collect Airmiles you can later use for free flights or hundreds of other exciting activities*.

Collect Airmiles for free flights

6 month 0% balance transfer (3% fee applies)**

15.9% APR   
Typical variable

It only takes a few minutes to apply online.

You can also apply over the phone by calling 0845 606 2175.

You can also apply in your local branch.

Lloyds TSB Student MasterCard Credit Card

A must have for term time

If you have a Lloyds TSB Student Account, then our Student MasterCard Credit Card is the perfect partner to help keep your budget in control.

Up to 56 days interest-free credit on purchases so you can concentrate on your studies and not worry about your shopping.

Up to 56 days interest-free credit on purchases

Credit Limit to help you cover any unexpected costs

19.9% APR 
Typical variable

How to apply

Call us on 0800 056 0100 if you have a Lloyds TSB Student Account.

Or drop into your local branch.

Features & Benefits

The Student card benefits are:

• Up to 56 days interest-free** credit on purchases.
• Credit Limit to help you cover unexpected costs.

• Typical 19.9% APR variable.

As well as the benefits above, you will also receive all of our normal features with your credit card:

• Manage your account online, by phone or at your local Lloyds TSB branch.
• Guarantee against fraud loss, including Internet fraud loss protection.
• Use your credit card abroad with worldwide acceptance.
• Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online.
• Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
• Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
• Chip and PIN security.

For any queries about the Student card features and benefits please call 0845 606 2175.

Lloyds TSB Advance Credit Card

A great purchase offer and low APR

Our Advance Credit Card is your perfect shopping partner. It gives you an introductory purchase offer of 0% interest on your purchases for six months and has a very competitive typical 11.9% APR variable.

You can use your Advance Credit Card to take advantage of the sales, book a holiday or anything else you care to spend you money on, safe in the knowledge that you won’t be charged interest for the first six months of your account on purchases.

0% interest on purchases for 6 months

Balance Transfer rate of 4.9% p.a. for 12 months* (3% fee)

 11.9% APR Typical variable

 It only takes a few minutes to apply online

 

Features & Benefits

The Advance card’s unique features are: 

• 0% interest on purchases for 6 months,
• 4.9% p.a. interest for 12 months on balance transfers (3% fee).
• Typical 11.9% APR variable, interest charged from the date of the transaction.

As well as the benefits above, you will also receive all of our normal features with your credit card:

• Add an additional Cardholder, must be 18 or over.
• Manage your account online, by phone or at your local Lloyds TSB branch. 
• Guarantee against fraud loss, including Internet fraud loss protection. 
• Use your credit card abroad with worldwide acceptance.
• Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online. 
• Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
• Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
• Chip and PIN security.

You can also take advantage of our optional protection for your credit cards, just in case the worst happens:

• Payment Protection Cover -  to protect your repayments against accident, illness or unemployment,
• Sentinel® Gold Card protection against card loss for any cards that you have registered, not just your Lloyds TSB cards. 

For any queries about the Advance Credit Card account features and benefits please call 0845 606 2175.  Please note this offer is only available by applying online.