Halifax Easy Rate Credit Card

Know where you are with one rate for balance transfers and purchases

Overview

If you're looking for a Credit Card with a low APR and no balance transfer fee, this could be the card for you.  The Halifax Easy Rate Credit Card offers you our lowest available rate of typical 8.9% APR (variable) on both balance transfers and purchases

• A typical rate of 8.9% APR (variable) on balance transfers and purchases
• No balance transfer fee
• Up to 59 days interest free on purchases if you pay off your balance in full each month
• No annual fee
• Choice of five card colours

Your personal APR for purchases and balance transfers will be either 8.9% APR (variable), 12.9% APR (variable) or 14.9% APR (variable).

Two thirds of our customers are offered our best rate of typical 
8.9% APR (variable)

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

View the Halifax Easy Rate Credit Card summary box (new window).