Black Credit Card
How will it transform your life?
How will it transform your life?
The most complex plans realised with a simple call. Hectic travel schedules made more human, with executive lounge access and detailed itineraries. And that is only the beginning.
As you might expect, a card with this many benefits is not for everyone. The NatWest Black Card is only available to people over 25 years of age and typically have an income of £75,000 or more. However, we may accept your application if your income is less than this, provided we are satisfied you can repay the minimum £15,000 credit limit, subject to our standard credit assessment.
The benefits of a NatWest Black Card
This is far more than simply a convenient way to pay - even with the minimum £15,000 credit limit.
- Personal assistant - put your plans into action 24 hours a day, with our concierge service
- Airport lounge access - a Priority Pass™ card will transform your journeys
- Travel insurance - annual, worldwide cover with a five star rating from Defaqto, an independent financial research company
Rates and charges of a NatWest Black Card
Typical 51.8% APR (variable). We draw to your attention that the typical APR has been calculated under the Consumer Credit Act regulations which require us to use a £1,500 'notional' credit limit. The £1,500 limit coupled with the £250 fixed annual card fee distorts the advertised APR.
This is illustrated by comparison with the 16.8% APR calculated using the minimum credit limit of £15,000 on NatWest Black Card, as reflected in your card agreement.
Please note that the annual interest rate of 12.420% on your NatWest Black Card remains unchanged. We are not increasing the cost of using your Black Card but are simply complying with regulations.
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