Lloyds TSB Advance Credit Card

A great purchase offer and low APR

Our Advance Credit Card is your perfect shopping partner. It gives you an introductory purchase offer of 0% interest on your purchases for six months and has a very competitive typical 11.9% APR variable.

You can use your Advance Credit Card to take advantage of the sales, book a holiday or anything else you care to spend you money on, safe in the knowledge that you won’t be charged interest for the first six months of your account on purchases.

0% interest on purchases for 6 months

Balance Transfer rate of 4.9% p.a. for 12 months* (3% fee)

 11.9% APR Typical variable

 It only takes a few minutes to apply online

 

Features & Benefits

The Advance card’s unique features are: 

• 0% interest on purchases for 6 months,
• 4.9% p.a. interest for 12 months on balance transfers (3% fee).
• Typical 11.9% APR variable, interest charged from the date of the transaction.

As well as the benefits above, you will also receive all of our normal features with your credit card:

• Add an additional Cardholder, must be 18 or over.
• Manage your account online, by phone or at your local Lloyds TSB branch. 
• Guarantee against fraud loss, including Internet fraud loss protection. 
• Use your credit card abroad with worldwide acceptance.
• Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online. 
• Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
• Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
• Chip and PIN security.

You can also take advantage of our optional protection for your credit cards, just in case the worst happens:

• Payment Protection Cover -  to protect your repayments against accident, illness or unemployment,
• Sentinel® Gold Card protection against card loss for any cards that you have registered, not just your Lloyds TSB cards. 

For any queries about the Advance Credit Card account features and benefits please call 0845 606 2175.  Please note this offer is only available by applying online.