Wednesday, May 27, 2009

Personalise your RBS Credit Card



Other options

Personalised credit cards

You can personalise your RBS Credit Card by adding an image of your choice. So whether you choose that photo of your favourite holiday destination, a design or even your children’s drawings, the way your Credit Card looks is now up to you. If you don’t have a favourite image, why not choose one of ours?

RBS Gold Credit Card



Gold Credit Card

Shrink your balance

Our Gold Credit Card charges a fixed rate on transferred balances, until they are repaid. It could help to shrink your balance.

This offer is available exclusively online.

RBS Royalties Gold Credit Card

Royalties Gold Credit Card

A credit card that gives you Royalties Gold benefits for up to £80 less

If you are over 18, earning over £10,000 then linking your credit card to a Royalties Gold Current Account could be for you.

The Royalties Gold Credit Card is only available for application in branch.

RBS Saving Accelerator Credit Card


 Savings Accelerator Credit Card
Boost your savings rate by up to 2%
Over 18? Earn over £10,000? Want to boost your savings by up to 2% Gross? Then our Savings Accelerator Credit Card could be for you.

RBS Best ever Credit Card

Our best ever 0% balance transfer offer

Enjoy 0% interest for 15 months on your balance transfers. And pay 0% on purchases for 3 months from account opening.

This offer is exclusively available to current customers of RBS

Don’t pay interest on your balance transfers for the next 15 months – and pay no interest on everyday spending for three months too.

Platinum Credit Card – main benefits

  • 0% balance transfers for 15 months - when you transfer your balances within three months of account opening
  • 0% interest on purchases – for three months from account opening
  • 2.9% Balance transfer fee – (minimum £5), and a Typical 16.9% APR (variable)
  • ...and much more

Interest free credit
You’ll get up to 56 days’ interest free credit on purchases (see
rates and fees for details), comprehensive cover against online fraud and identity theft.

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit

RBS Blank & Private Credit Card


We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.



Designed for students

The perfect companion to your student current account helps you take control of your finances.

Typical 18.9% APR (variable)

RBS Credit cards

Find out more about the Platinum Credit Card

Our best ever 0% balance transfer offer 

Pay 0% interest on your balance transfers for 15 months (2.9% fee - min £5) and 0% on purchases for 3 months.

Exclusively available to current RBS customers

Typical 16.9% APR (variable)

Apply online

Lloyds TSB Airmiles Duo Credit Cards

The only bank to offer you Airmiles

Winner of the 2008 Card Awards. 
Winner of the best new credit card product 2008, The Card Awards.

Our Lloyds TSB Airmiles Duo Credit Card account is unique as it offers you Airmiles on your purchases and balance transfers*, a typical 15.9% APR variable, and a six month balance transfer offer (3% fee applies)**. Minimum spend of £100 in the first 3 months applies.

Use your Airmiles Duo Credit Cards to pay for your everyday purchases or to splash out on those special one offs and collect Airmiles you can later use for free flights or hundreds of other exciting activities*.

Collect Airmiles for free flights

6 month 0% balance transfer (3% fee applies)**

15.9% APR   
Typical variable

Apply for an Airmiles Duo Credit Card account It only takes a few minutes to apply online.

You can also apply over the phone by calling 0845 606 2175.

You can also apply in your local branch.

Lloyds TSB Student MasterCard Credit Card


A must have for term time

If you have a Lloyds TSB Student Account, then our Student MasterCard Credit Card is the perfect partner to help keep your budget in control.

Up to 56 days interest-free credit on purchases so you can concentrate on your studies and not worry about your shopping.

Up to 56 days interest-free credit on purchases

Credit Limit to help you cover any unexpected costs

19.9% APR 
Typical variable

How to apply

Call us on 0800 056 0100 if you have a Lloyds TSB Student Account.

Or drop into your local branch.

Features & Benefits

The Student card benefits are:

  • Up to 56 days interest-free** credit on purchases.
  • Credit Limit to help you cover unexpected costs.
  • Typical 19.9% APR variable.

As well as the benefits above, you will also receive all of our normal features with your credit card:

  • Manage your account online, by phone or at your local Lloyds TSB branch.
  • Guarantee against fraud loss, including Internet fraud loss protection.
  • Use your credit card abroad with worldwide acceptance.
  • Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online.
  • Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
  • Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
  • Chip and PIN security.

For any queries about the Student card features and benefits please call 0845 606 2175.

Lloyds TSB Advance Credit Card


A great purchase offer and low APR

Our Advance Credit Card is your perfect shopping partner. It gives you an introductory purchase offer of 0% interest on your purchases for six months and has a very competitive typical 11.9% APR variable.

You can use your Advance Credit Card to take advantage of the sales, book a holiday or anything else you care to spend you money on, safe in the knowledge that you won’t be charged interest for the first six months of your account on purchases.

0% interest on purchases for 6 months

Balance Transfer rate of 4.9% p.a. for 12 months* (3% fee)

 11.9% APR Typical variable

Apply for an Advance card It only takes a few minutes to apply online

 

Features & Benefits

The Advance card’s unique features are: 

  • 0% interest on purchases for 6 months,
  • 4.9% p.a. interest for 12 months on balance transfers (3% fee).
  • Typical 11.9% APR variable, interest charged from the date of the transaction.

As well as the benefits above, you will also receive all of our normal features with your credit card:

  • Add an additional Cardholder, must be 18 or over.
  • Manage your account online, by phone or at your local Lloyds TSB branch. 
  • Guarantee against fraud loss, including Internet fraud loss protection. 
  • Use your credit card abroad with worldwide acceptance.
  • Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online. 
  • Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
  • Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
  • Chip and PIN security.

You can also take advantage of our optional protection for your credit cards, just in case the worst happens:

  • Payment Protection Cover -  to protect your repayments against accident, illness or unemployment,
  • Sentinel® Gold Card protection against card loss for any cards that you have registered, not just your Lloyds TSB cards. 
For any queries about the Advance Credit Card account features and benefits please call 0845 606 2175Please note this offer is only available by applying online.

Lloyds TSB Platinum Credit Card


A great balance transfer offer and 0% on purchases

Our Platinum Credit Card is ideal if you are looking to save money by transferring your balance from another non-Lloyds TSB credit card.

Our Platinum Credit Card is designed to help you manage your finances and save money on your shopping.  Transfer your balance and you could take advantage of 0% interest for 14 months (3% fee applies)*.  Minimum spend of £100 applies in the first 3 months.

Combine this with the 0% interest for 3 months on purchases* and you’ll have a card  that helps take the pressure of your bank balance.

Balance Transfer rate of 0% p.a. for 14 months* (3% fee)

0% interest on purchases for 3 months

 

15.9% APR 
Typical variable

Apply for a Platinum cardIt only takes a few minutes to apply online

Features & Benefits

The Platinum card features:

  • 0% interest on balance transfers for 14 months (3% fee)*. Minimum spend of £100 applies in the first 3 months.
  • 0% on purchases for 3 months.
  • Typical 15.9% APR  variable.
  • Up to 56 days’ interest-free period on purchases.

As well as the benefits above, you will also receive all of our normal features with your credit card:

  • Add an additional Cardholder, must be 18 or over.
  • Manage your account online, by phone or at your local Lloyds TSB branch. 
  • Guarantee against fraud loss, including Internet fraud loss protection. 
  • Use your credit card abroad with worldwide acceptance.
  • Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online. 
  • Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
  • Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
  • Chip and PIN security.

You can also take advantage of our optional protection for your credit cards, just in case the worst happens:

  • Payment Protection Cover -  to protect your repayments against accident, illness or unemployment,
  • Sentinel® Gold Card protection against card loss for any cards that you have registered, not just your Lloyds TSB cards. 
For any queries about the Platinum card features and benefits please call 0845 606 2172. Please note this offer is only available by applying online.

Barclaycard Initial Credit Card


  • Strengthen your credit rating
  • Enjoy a credit limit of up to £2,000 (minimum £250)
  • With contactless payment technology, a new quick and easy way to pay for purchases of £10 or less
  • 27.9% APR typical (variable)

Do you need to strengthen your credit rating?

Choose Barclaycard Initial and we’ll guide you through the whole process. It’s a great card with lots of useful benefits such as fraud protection.

Contactless payments

Barclaycard Initial includes contactless payment technology, a new, quick and easy way to pay for purchases of £10 or less - Find out more

What Barclaycard Initial includes:

Important information

Barclaycard reserves the right to withdraw this offer at any time.

Terms and Conditions apply. Barclaycard is subject to application and status.

This offer is only available to new customers.

You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets.

If you have a disability that may affect how you communicate with us or which would make using a PIN difficult, please contact us on 0845 7660 758 before completing the application.

The following is a guide to call charges from landlines within the UK.

 

Barclaycard Simplicity Credit Card


  • One low rate - 6.8% APR typical (variable)
  • Applies to every purchase and/or balance transfer you make



Want to settle down for good?

If you're tired of having to find someone new each time the promotional offer on your current card ends, let us make life simpler for you.

This card offers one of the lowest rates available on the high street.

Barclaycard Simplicity includes:

Important information

Barclaycard reserves the right to withdraw this offer at any time.

Terms and Conditions apply. Barclaycard is subject to application and status.

This offer is only available to new customers.

You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets.

If you have a disability that may affect how you communicate with us or which would make using a PIN difficult, please contact us on 0845 7660 758 before completing the application.

The following is a guide to call charges from landlines within the UK:

Barclaycard Goldfish Credit Card


  • £30 worth of extra reward points when you spend £100 a month for 3 months from account opening. Terms and Conditions apply
  • 9.9% interest on every purchase and balance transfer you make (no handling fee applies). Terms and Conditions apply
  • Lowest interest rate of any other rewards cards*
  • Unlimited reward points – Earn 1 point for every £1 you spend
  • With contactless payment technology, a new quick and easy way to pay for purchases of £10 or less
  • 9.9% APR typical (variable)

Barclaycard Platinum Credit Card

Barclaycard Platinum Credit Card with Balance Transfer

Barclaycard Platinum

  • 0% interest on balance transfers for 12 months from opening your account (2.5% handling fee applies)
  • 0% interest on purchases for three months from opening your account
  • With contactless payment technology, a new quick and easy way to pay for purchases of £10 or less
  • 12.4% APR typical (variable)

Barclaycard

Barclaycard Platinum Credit Card

barclaycard Platinum Credit Card
  • 0% interest on balance transfers until June 2010 (2.5% handling fee applies)
  • 0% interest on purchases for 3 months from account opening
  • Go contactless - Make purchases of £10 and under in an instant wherever you see the wave symbol
  • 12.4% APR typical (variable)

This card at a glance

APR Balance Transfer Offer Purchase Offer Cashback Oyster Contactless
12.4% typical (variable)
Interest Rate 0%
Duration from account opening until June 2010
Handling Fee 2.5%
Interest Rate 0%
Duration from account opening 3 months
yes

Or have you considered...

APR Balance Transfer Offer Purchase Offer Cashback Oyster Contactless
12.4% typical (variable)
Interest Rate 6.3%
Duration from account opening 3 years
Handling Fee
yes